Riverbound Sports Financing & Layaway

Riverbound Sports offers in-store and online financing options. Available for paddle boards, kayaks, e-skate, and gear. We want to make your purchase easy, safe, and affordable with 6 to 18 months deferred interest financing on approved credit.

We also offer layaway for in-store purchases.


Affirm financing option for paddleboard and kayaks on Riverbound Sports.


Financing Online at Riverboundsports.com

As of 2021, Riverbound Sports has moved to Affirm for online financing. 

Buy now, pay over time

Financing options are available by clicking on  Learn more” on the product and checkout page.

Quick and Easy Financing

Enter a few pieces of information for a real-time decision.

No hidden fees

Know upfront what you’ll owe, with no hidden costs and no surprises.

Rates from 0% APR or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

How Affirm Works

Choose 3, 6, or 12 monthly payments

For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR

Buying with Affirm is simple

  1. Fill your cart Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
  2. Choose how you pay Pick the monthly payment plan you like best. You’ll never pay more than you agree to upfront.
  3. Pay over time Make payments at affirm.com or in the Affirm app. You’ll get an email and text reminders.

Say yes with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.


Affirm tells you upfront the total amount you’ll pay. That number will never go up.


You choose the payment schedule that works for you.


Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from {0% APR or 10-36% APR} {10-36% APR}. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners :affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.


Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.


Synchrony Financing options for in store purchases at Riverbound Sports Paddle Company in Tempe, Arizona. As us available $0, down 0% financing on paddleboards and kayaks.


In-Store Financing 

Shopping in-store? Get pre-approved for Synchrony Financing.

Riverbound Sports offers 0% Financing through Synchrony Financial for all purchases made in our store. Please see the store for more details.

12 Month 0% Financing on purchases over $100.00 – $1999.99.

18 Month 0% Financing on purchases over $2000.00

Financing can help you pay for a big purchase with manageable monthly payments.  This calculator will estimate your monthly payments based on the amount you’d like to finance and the promotional financing offer you choose.



For example: No Interest if paid in full within 12 Months.

On Purchases with your Synchrony Bank credit card made during the promotional period. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments are required.

No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the applicable promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on the purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off the purchase by the end of the promotional period. Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99% or 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


In-Store Layaway

Riverbound Sports layaway programs are available all year. 

3-Month Layaway: 20% Down (50% for special or custom orders) and you can pay as much or little as often as you like as long as the items are paid for within the 3 months from the date of purchase.

A $10 administrative fee will be added to all layaways.

A 20% Restock fee will be charged to any forfeited purchases.


Stop by Riverbound Sports for more information about our financing and layaway options.